Terms of Service & Accuracy Disclaimer
Last updated: September 2026
These Terms of Service ("Terms") govern your use of DGTX Toolkit, published by DGTX (Digital Transformations). By using this site, you agree to these Terms.
1. Use of the tools
All calculators, generators, and utilities on this site are provided free of charge for personal and business informational use. You may not scrape, republish, or resell the tools themselves without permission, though you're welcome to use and share the results they produce.
2. Informational purposes only — no professional advice
Every result produced by this site — including but not limited to GPA calculations, loan/EMI estimates, percentage and discount calculations, invoices, and any other output — is provided for general informational purposes only. Nothing on this site constitutes financial, academic, legal, medical, or other professional advice. Formulas used (e.g. standard GPA scales, EMI formulas, BMI categories) are common industry conventions but may differ from the specific method your institution, lender, or professional context requires.
3. Accuracy disclaimer
We take reasonable care to keep every calculator accurate and to test it against known examples, but we make no warranty, express or implied, that any result is complete, current, or error-free. You are solely responsible for verifying any result — for example, a GPA calculation against your institution's official transcript, or a loan estimate against your lender's official quote — before relying on it for any decision.
4. Limitation of liability
To the fullest extent permitted by law, DGTX (Digital Transformations) and DGTX Toolkit shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, this site or any tool on it, including but not limited to academic, financial, or business decisions made based on a tool's output.
5. No warranty
This site and its tools are provided "as is" and "as available," without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
6. Third-party advertising
This site may display advertisements served by third parties, including Google AdSense. We are not responsible for the content of third-party advertisements, and their presence does not constitute an endorsement by us. See our Privacy Policy for details on advertising cookies.
7. Changes to the service
We may add, remove, or modify tools on this site at any time without notice.
8. Changes to these Terms
We may update these Terms from time to time. The "Last updated" date above reflects the most recent revision. Continued use of the site after a change constitutes acceptance of the revised Terms.
9. Governing law
These Terms are governed by the laws of Pakistan, without regard to conflict-of-law principles, except where local consumer protection law in your jurisdiction requires otherwise.
10. Contact
Questions about these Terms can be sent via our Contact page.